finperks builds a modern API infrastructure for the prepaid market, enabling banks, fintechs, and HR platforms to quickly launch digital prepaid products such as cashback, tax-free employee benefits, and instant gift cards.
Investment Rounds
Capital activity and funding progression
| Amount | Date | Round |
|---|---|---|
| $4 M | Mar, 2026 | pre-seed |
Industries
Frequently Asked Questions
Where is Finperks located?
Finperks is located in Stuttgart, Germany.
What industries does Finperks operate in?
Finperks operates in the following industries: fintech, payments, hr tech, api infrastructure.
How much total funding has Finperks raised?
Finperks has raised a total of $4,000,000.
Who are the investors in Finperks?
The investors in Finperks are: Motive Partners, seed+speed Ventures.
Who are the founders of Finperks?
The founders of Finperks are: Achim Bönsch, Sebastian Seifert, Andreas Veller.
What is the primary function of Finperks?
Finperks is a prepaid orchestration platform that provides API infrastructure for banks, fintechs, and HR platforms to offer digital rewards, cashback, and employee benefits through a single integration.
How does Finperks support HR and payroll platforms?
The platform allows HR providers to offer tax-free employee benefits and digital gift cards that are fully compliant with local regulations, such as the monthly Sachbezug allowance in Germany.
How many brands are available through the Finperks API?
Businesses using the service can access a network of more than 1,000 global and local brands across over 30 countries.
What benefits does Finperks offer to banking and fintech users?
Finperks enables these companies to implement brand-funded cashback programs and loyalty rewards that are deposited directly into user accounts to drive engagement and retention.
Can businesses customize the user experience when using Finperks?
Yes, the platform offers a white-label user interface and a plug-and-play API, allowing companies to maintain their own branding and design while utilizing the underlying infrastructure.
What geographical markets does Finperks cover?
Based in Berlin, the company focuses on the European market, providing compliant infrastructure that manages country-specific tax rules and benefit limits across the region.